The Toughtest Road

This entire blog is prefaced with the fact that I love Dave Ramsey. About three years ago I had a moment.  I am cautious to call it a "God" moment, though I think it is what God wants for our family.  Nonetheless in while driving my 2000 silver Dodge Dakota it was as if a switch went off with this thought: "we have to get out of debt." 

Now we had sort of taken Financial Peace, I say sort of because we had the materials, but never attended the class.  But it was if I finally was rocked by the proverb that says "A borrower is slave to the lender."  All of you know what I mean, your credit card company out of the goodness of their heart takes individual concern for your credit rating and gives you a "courtesy" phone call to remind you that you owe them money.  And it is at that moment you suddenly realize you have lost your freedom.  Lost freedom to spend your money as you want, but are indebted to Citi Card or Chase or Bank of America or whoever has your freedom tied to line of credit. 

So for three years we have been navigating this road of debt reduction.  We have reduced our debt by about 50% (our starting debt was over $90,000).  As Dave says with Gazelle Intensity, which at times has been little more than a turtle's pace as in the midst of becoming free of debt we have made some other transitions.  This road has not been easy.  Case in point, I type this blog on a Dell computer (yuck!) instead of the sleek and super cool Mac that I desire.  On the other side that silver 2000 Dodge Dakota parked in front of my house, all mine, no more payments.  But we are doing our best "to live like no one else, in order to LIVE like no one else!" 

FREEDOM!!!! -- Willam Wallace